# Waist-to-hip ratio: how to measure it and what the 0.85 and 0.90 lines mean

> BMI says nothing about where your body carries weight. Waist-to-hip ratio does. This guide shows how to measure correctly, how to read the number, why the same waist can give different results and what the ratio can and cannot tell you.

Published 2026-10-09 by Toolcloak. 3 minute read. Original: https://toolcloak.pages.dev/articles/waist-to-hip-ratio-how-to-measure-it-what-the-0-85-and-0-90-lines-mean
Related free tool: [Waist to Hip Ratio Calculator](https://toolcloak.pages.dev/tools/waist-to-hip-ratio-calculator)

Two people can weigh the same and have the same BMI, yet carry fat in different places. Fat stored around the middle is linked with higher health risk than fat stored on the hips and thighs. **Waist-to-hip ratio (WHR)** is a simple tape-measure check for that difference: waist circumference divided by hip circumference.

> **In short**
> - **WHR = waist ÷ hip**, both in the same unit. A 82 cm waist and 98 cm hip give 0.84.
> - The World Health Organization uses **0.90 for men and 0.85 for women** as the point where abdominal obesity is flagged.
> - Measure carefully: small tape mistakes change the result a lot.
> - WHR is a screening clue, not a diagnosis. Talk to a doctor about your own health.

## How to measure properly

**Five steps for a reliable measurement**

1. **Stand relaxed.** Feet together, arms by your sides, breathe out normally. Do not pull your stomach in.
2. **Waist.** Wrap the tape around the narrowest part of your torso, usually just above the belly button. If unclear, use the midpoint between the lowest rib and the top of the hip bone.
3. **Hip.** Measure around the widest part of your buttocks, with the tape level all the way round.
4. **Keep the tape snug.** Firm against the skin but not squeezing. Measure over light clothing or bare skin.
5. **Divide.** Waist ÷ hip, in the same unit (cm or inches). Repeat twice and average.

*Measure at the same time of day, ideally in the morning before eating. Bloating after a meal can add a few centimetres.*

Try it: [Waist to Hip Ratio Calculator](https://toolcloak.pages.dev/tools/waist-to-hip-ratio-calculator). Enter your waist and hip to get the ratio and where it sits against the WHO lines.

## A worked example

**Waist 82 cm, hip 98 cm**

|  | Value | Note |
| --- | --- | --- |
| Waist | 82 cm | About 32.3 inches |
| Hip | 98 cm | About 38.6 inches |
| Ratio | 0.84 | 82 ÷ 98 = 0.837 |
| WHO line for women | Below 0.85 | Under the flag |

*The unit cancels out, so centimetres and inches give the same ratio. Just do not mix them.*

## Where the lines are

The WHO report on waist circumference and waist-hip ratio (2008) describes abdominal obesity as a ratio of **0.90 or more in men** and **0.85 or more in women**. Other bodies use slightly different bands, and some risk tables are age-specific, so treat the lines as a guide.

**Women: WHR and the 0.85 line**

| Zone | From | To |
| --- | --- | --- |
| Below the line | 0.65 | 0.85 |
| At or above | 0.85 | 1.05 |

*The marker shows the 82 cm / 98 cm example. At or above 0.85, the WHO flags abdominal obesity.*

**Men: WHR and the 0.90 line**

| Zone | From | To |
| --- | --- | --- |
| Below the line | 0.7 | 0.9 |
| At or above | 0.9 | 1.1 |

*The marker shows a man with a 96 cm waist and 102 cm hip: 96 ÷ 102 = 0.94, above the 0.90 line.*

## Same waist, different hips

WHR changes when either measurement changes. Take a waist of 85 cm. With narrower hips the ratio climbs, with wider hips it falls. That is why WHR describes **shape**, not just size.

**Waist 85 cm: how the ratio changes with hip size**

|  | Value |
| --- | --- |
| Hip 90 | 0.944 |
| Hip 95 | 0.895 |
| Hip 100 | 0.85 |
| Hip 105 | 0.81 |
| Hip 110 | 0.773 |

*With hip 100 cm the ratio is exactly 0.85. Wider hips lower the ratio, but only the waist side of the story is linked to the extra risk.*

## Different bodies, different results

| Waist (cm) | Hip (cm) | Ratio | Vs WHO lines |
| --- | --- | --- | --- |
| 70 | 96 | 0.73 | Under both lines |
| 78 | 100 | 0.78 | Under both lines |
| 82 | 98 | 0.84 | Just under 0.85 |
| 90 | 100 | 0.90 | At the men's line, over the women's |
| 96 | 102 | 0.94 | Over both lines |
| 100 | 104 | 0.96 | Over both lines |

*The same ratio can sit on different sides of the line depending on sex. That is why the calculator asks which line to use.*

## WHR, waist-to-height and BMI compared

**What each measure notices**

| BMI | WHR / waist-to-height |
| --- | --- |
| Weight for height | Where you carry it |
| Cannot tell fat from muscle | Picks up belly fat |
| Ignores where fat sits | Needs only a tape |
| Easy to calculate | Not designed for children, pregnancy or athletes |

*None of them is perfect alone. Doctors often use several measures together.*

Another simple rule is the **waist-to-height ratio**: keep your waist below half your height. For 170 cm that means under 85 cm. It uses one measurement and is easy to remember.

| Height | Half of height (waist guide) |
| --- | --- |
| 150 cm | 75 cm |
| 160 cm | 80 cm |
| 170 cm | 85 cm |
| 180 cm | 90 cm |

*A rule of thumb, not a medical limit. Age, ethnicity and health history can change what is appropriate.*

> **What this number cannot do:** WHR cannot diagnose any condition, and it is not meant for children, pregnant women or people with certain medical conditions. Muscle build, body frame and ethnicity can shift what a healthy ratio looks like. If your number is above the line, a doctor can check blood pressure, blood sugar and cholesterol. Do not use it to judge yourself harshly.

## Common mistakes

1. **Measuring over thick clothes,** which adds centimetres to both numbers.
2. **Pulling in the stomach,** which makes the waist look smaller than it is.
3. **Tape not level.** A tilted tape reads longer.
4. **Mixing units,** such as a waist in inches and a hip in centimetres.
5. **Using different spots each time,** so changes you see are just noise.

## Frequently asked questions

### What is waist-to-hip ratio?

It is your waist circumference divided by your hip circumference. It describes how your body fat is distributed, with a higher ratio meaning more weight carried around the middle.

### What is a healthy waist-to-hip ratio?

The WHO flags abdominal obesity at 0.90 or above for men and 0.85 or above for women. Below those numbers is generally considered lower risk, though it is only a screening guide.

### Where exactly should I measure my waist?

At the narrowest part of the torso, usually just above the belly button, or halfway between the lowest rib and the top of the hip bone. Stand relaxed and breathe out normally.

### Is waist-to-hip ratio better than BMI?

It answers a different question. BMI compares weight with height, while WHR shows where fat is stored. Many researchers find central fat a useful risk signal, so the two are often used together.

### Do I use centimetres or inches?

Either one, as long as both measurements use the same unit. The unit cancels out when you divide.

### Can I use WHR if I am an athlete or pregnant?

It is not designed for those cases. Muscle build can change hip and waist size, and pregnancy changes the waist for obvious reasons. Ask a health professional instead.