Rule of 72 Calculator

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Years to double your money

FreePrivateInstant
Annual return (%)
Grow money by (times)
Full guide, 4 min readThe rule of 72: how long your money takes to doubleRead the story behind this tool →

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History

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Rule of 72 Calculator — at a glance

A quick way to know how long investing takes to double your money.

Return rate
8% per year
Double (2x)
Calculate Years
Time
About 9 years

How to use it — step by step

The yearly return rate and how many times you want your money to grow.

1

Enter your numbers

Fill in the fields — sensible example values are already filled in.

2

Pick your options

Choose any dropdowns or switches that apply to your case.

3

Calculate Years

Press the button. The result is created instantly on your device.

4

Read the answer

The main answer is shown big at the top, with details below it.

Pro tips

Small things that make the result better.

✦72 ÷ rate gives a fast mental estimate.
✦At 12% your money doubles in about 6 years.
✦Inflation works the same way — at 6% prices double in 12 years.

Quick facts

Freeno signup, no limit
Instantresult in a moment
Privatenothing is uploaded
Any devicephone, tablet or PC

Frequently Asked Questions

Why 72?+

It is a handy number that divides evenly and closely matches the exact compound interest formula.

Is it exact?+

It is an estimate. This tool also shows the exact value.

Is my data safe?+

Yes. Everything runs inside your own browser. Your text, files and images are never uploaded to any server.

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