Step-Up SIP Calculator
Calculator ToolsSIP that grows every year — future value
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History
All history →Step-Up SIP Calculator — at a glance
Plan a SIP that rises with your salary. See how a yearly step-up beats a flat SIP over time.
₹10,000 / month
+10% yearly, 15 yrs
Calculate Step-Up SIP
₹86.8 lakh (approx)
How to use it — step by step
Monthly SIP, yearly increase %, expected return % and number of years.
1
Enter your numbers
Fill in the fields — sensible example values are already filled in.
2
Pick your options
Choose any dropdowns or switches that apply to your case.
3
Calculate Step-Up SIP
Press the button. The result is created instantly on your device.
4
Read the answer
The main answer is shown big at the top, with details below it.
Pro tips
Small things that make the result better.
✦Step up your SIP whenever your income rises — even 5% a year makes a big difference.
✦Use a realistic return. Equity returns vary every year.
✦Compare with a flat SIP to see the extra growth from the step-up.
Quick facts
Freeno signup, no limit
Instantresult in a moment
Privatenothing is uploaded
Any devicephone, tablet or PC
Frequently Asked Questions
What is a step-up SIP?+
A SIP where the monthly amount increases by a fixed percentage every year.
Are the returns guaranteed?+
No. The result is only an estimate based on the return rate you enter.
Is my data safe?+
Yes. Everything runs inside your own browser. Your text, files and images are never uploaded to any server.
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