Loan Prepayment Calculator (Interest Saved)
Calculator ToolsSee how much interest and time a part-payment saves
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All history →Loan Prepayment Calculator (Interest Saved) — at a glance
Check what a lump-sum prepayment does to your loan.
How to use it — step by step
Loan amount, rate, tenure, the prepayment amount and the month you pay it.
Enter your values
Fill in the fields. Default numbers are shown so you can see how it works.
Press Calculate Savings
The answer appears at once as large result cards.
Copy or share
Copy the result, or share a link that opens with your numbers filled in.
Pro tips
Small things that make the result better.
Quick facts
Frequently Asked Questions
Does the EMI change?+
No. This calculator keeps the EMI fixed and shows how many months you save.
Is it exact?+
It is a close estimate using monthly compounding. Your bank statement may differ by a few rupees.
Is my data safe?+
Yes. Everything runs inside your own browser. Your text, files and images are never uploaded to any server.
Is this tool really free?+
Yes — completely free, no signup, no watermark and no usage limit.