NPS Calculator (National Pension System)

Calculator Tools

Estimate NPS corpus, lump sum and monthly pension

FreePrivateInstant
Monthly contribution (₹)
Your current age
Retirement age
Expected return (% per year)
Part used to buy annuity (%, minimum 40)
Annuity rate (% per year)

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History

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NPS Calculator (National Pension System) — at a glance

See how much pension your monthly NPS contribution can build.

Your plan
₹5,000 / month
Age 30 → 60
10% return
Calculate
Result
Corpus ₹1.13 Cr
Pension ≈ ₹56,500 / month

How to use it — step by step

Monthly amount, current and retirement age, expected return.

1

Enter contribution and ages

Monthly amount, age and retirement age.

2

Set return and annuity

Annuity share must be at least 40%.

3

Calculate

Press Calculate NPS.

4

Read the result

Corpus, lump sum and pension.

Pro tips

Small things that make the result better.

✦Returns are not guaranteed.
✦Increase contributions every year for a bigger corpus.
✦Compare 8%, 10% and 12% to see the range.

Quick facts

40%minimum annuity
Monthlypension estimate
Lump sumat 60
Freeno signup

Frequently Asked Questions

Is the result guaranteed?+

No. NPS returns depend on markets and annuity rates.

Why is 40% annuity required?+

Current NPS rules need at least 40% of the corpus to buy an annuity at retirement. Rules may change, so check official sources.

Are taxes included?+

No, tax effects are not included.

Is my data safe?+

Yes. Everything runs inside your own browser. Your text, files and images are never uploaded to any server.

Is this tool really free?+

Yes — completely free, no signup, no watermark and no usage limit.

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